Terms of Service

These terms and conditions (“Terms”) apply to your use of ScamAlerts’ website(s) (“Websites”), any mobile application(s) (“Apps”), and any data, products, tools, software, APIs, plug-ins, integrations, features, or other services of any kind owned, operated, licensed, or otherwise made available by ScamAlerts (collectively, the “Services”).

The Terms you are reading may differ depending on your country or region. Where multiple versions exist, you are responsible for selecting and complying with the version that applies to your jurisdiction. Any terms that deviate from or supplement these Terms are only valid and binding on ScamAlerts if expressly agreed to by ScamAlerts in writing. The applicability of any general (purchase) terms and conditions you use is expressly rejected and any reference by you to your own general terms and conditions shall have no legal effect.

ScamAlerts is operated by Core Code Studio, a company registered in the United States.

In these Terms, “we”, “us” and “our” refer to ScamAlerts and “user”, “you” and “your” refer to any person or entity using the Services.

In addition to these Terms, ScamAlerts may issue guidelines (“Guidelines”) that describe and govern in more detail how you may use the Services. In case of conflict between a Guideline and these Terms, the Guideline will prevail.

By registering as a member or otherwise accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. By clicking “Agree” (or a similar confirmation) on the Website or in an App, or by otherwise accessing or using the Services, you enter into a legally binding contract with ScamAlerts. If you do not agree, you must refrain from using the Services and you may request cancellation of your membership.

ScamAlerts reserves the right to suspend, restrict, or discontinue all or part of the Services to protect users, to protect the integrity and security of the Websites or Apps, to comply with legal obligations, or to prevent misuse.

ScamAlerts may update, amend, or supplement these Terms at any time. You are responsible for reviewing the latest version before registering or using the Services and for periodically checking for updates.

By registering, downloading, installing, accessing, or using the Services, whether as a consumer or a business user, you represent and warrant that:

Capacity and authority. You are a natural person with full legal capacity and authority (or, if you are a minor as determined under applicable law, you have valid consent from a parent or legal guardian), or you are a legal entity or other organization with the legal power and authority to enter into this agreement and to use the Services in compliance with applicable laws. If you do not meet these requirements, you and your legal representative may be held responsible for consequences, and ScamAlerts may revoke your membership, suspend your access, and seek compensation for damages or losses to the extent permitted by law.
Lawful use. You have the legal right to use the Services under applicable laws and regulations.
Accurate information. All information you provide to ScamAlerts is true, accurate, and complete, and you agree to update it when necessary or when requested by ScamAlerts.

ADDITIONAL TERMS FOR BUSINESS USERS

In addition to the above, the following applies if you use the Services for business purposes or as a business professional (“Business User”):

Agreement formation. A service agreement (“Agreement”) between ScamAlerts and you is concluded when you accept a proposal or order form issued by ScamAlerts. ScamAlerts may require written confirmation. If you do not formally accept a proposal but you nevertheless create the impression of acceptance (for example by requesting work to begin, providing access, or using paid features), the proposal will be deemed accepted in full.
Reasonable efforts. After the Agreement is concluded, ScamAlerts will use commercially reasonable efforts to perform its obligations with due care and skill and within the agreed timeframe, or within a reasonable period if no timeframe is agreed. ScamAlerts’ obligations are obligations of reasonable efforts.
Indicative dates. Any delivery, implementation, or completion dates provided by ScamAlerts are indicative only and do not constitute strict deadlines unless expressly stated otherwise in writing.
Third parties. ScamAlerts may engage third parties to perform all or part of the Agreement.

1. OUR SERVICES

1.1 Nature of the Services

The Services consist of aggregated and/or processed content derived from publicly available sources and other information sources as described within the Services. ScamAlerts does not independently evaluate, verify, or express any opinion on such content, and the inclusion of information in the Services does not mean ScamAlerts endorses it or adopts it as its own position.

1.2 “As-is” and free features

Unless agreed otherwise, the Services may be offered free of charge and are provided on an “as-is” and “as available” basis. If you use the Services free of charge, features may be changed, limited, removed, or discontinued at any time without notice, and ScamAlerts may suspend or terminate free access at any time without explanation.

1.3 Availability

ScamAlerts endeavors to keep the Services available, but does not warrant uninterrupted or error-free availability.

1.4 Additional terms for Business Users

If you are a Business User:

Continued access and standard of care. ScamAlerts will use reasonable efforts to provide continued access and will act with due care and expertise. ScamAlerts does not warrant uninterrupted availability.
Errors and maintenance. If errors occur, ScamAlerts will use reasonable efforts to correct them. ScamAlerts may perform maintenance and may change the Services. Changes may result in modification or loss of features or functionality. ScamAlerts will use reasonable efforts to notify you in advance of planned maintenance.
Term and termination. Unless otherwise stated, Services may be provided for an indefinite term. In that case, either party may terminate the Services by written notice with a two (2) month notice period. If a Service is provided for a specified or minimum term, it renews automatically for successive periods equal to the initial term unless either party provides written notice of non-renewal at least two (2) months before the end of the then-current term. Services provided for a specified or minimum term cannot be terminated early by you unless the Agreement explicitly permits it.
No refund due to termination. Termination or rescission does not affect amounts owed or payable and does not entitle you to refunds already paid, except where mandatory law requires otherwise. Free services may be terminated by either party in writing at any time without notice.
1.5 Apps (additional provisions)

If our Services include Apps, the following also applies:

App stores. Apps may be distributed through third-party app stores. These Terms apply only between ScamAlerts and you, not the app store provider. You acknowledge that the app store provider has no obligation to provide support or maintenance for the App.
License for consumers (free). If you are a consumer using a free App, ScamAlerts grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the App on a device you own or control, solely for personal, non-commercial use. ScamAlerts may suspend or terminate the license at any time, with or without cause, including if free licenses are discontinued or if you breach these Terms.
Paid App license. If you purchase a paid license, ScamAlerts may suspend or terminate the license and related Services (i) for non-payment, misuse, or material breach; or (ii) if ScamAlerts discontinues the paid license, in which case you may be entitled to a pro-rata refund of prepaid fees where applicable and where required by law.
Third-party store rules. Your use of Apps may also be subject to additional app store terms. ScamAlerts is not responsible for those terms.
Updates. Apps may automatically download and install updates (“Updates”) depending on your settings, or you may be prompted to install Updates. ScamAlerts may require Updates to continue using the App. Failure to install Updates may lead to reduced functionality or loss of features.
Additional terms for Updates. Updates may be offered subject to additional terms presented before installation. You may accept or reject those terms. If you reject and the Update is required, the App may not function fully.
Compatibility. Operating system and device changes may make the App incompatible. ScamAlerts may use reasonable efforts to support widely used versions, but does not guarantee compatibility for all devices or versions.
Warranties. Any warranties under these Terms are provided by ScamAlerts only, not by the app store provider.
1.6 Website/App updates and discontinuation

ScamAlerts may, but is not obligated to, provide Updates to the Website or App including bug fixes, security patches, new features, or enhancements. ScamAlerts may modify, suspend, or discontinue any part of the Services at any time, without notice and without liability, subject to mandatory law and any specific paid service terms.

1.7 Open-source software

The Websites and Apps may include open-source software subject to third-party open-source licenses. Your use of such open-source components is subject to the applicable license terms. Nothing in these Terms limits rights under, or grants rights that override, open-source license terms. Where required, license texts will be referenced in the App, on the Website, or in documentation. Where a license requires source code availability, ScamAlerts will make the relevant source code available upon request.

1.8 No guarantee of completeness or accuracy

You understand and agree that the Services do not guarantee completeness, accuracy, or timeliness. You are solely responsible for verifying information obtained through the Services and for decisions made based on that information. All actions performed through preventing, or failing to prevent, activity under your account are attributed to you, and you accept legal responsibility for such activity.

2. FEES AND PAYMENT

Fees. Fees for paid Services (if any) are specified in an Agreement, order form, or on the applicable pricing page. Unless stated otherwise, prices are in U.S. Dollars (USD) and exclusive of applicable taxes.
Invoicing and payment terms. Unless agreed otherwise, fixed fees may be invoiced in advance and usage-based fees may be invoiced in arrears on a periodic basis. ScamAlerts may invoice electronically. Invoices must be paid within thirty (30) days of the invoice date unless otherwise stated.
Price adjustments. ScamAlerts may adjust fees once per year based on inflation and/or other economic factors, and will provide notice as required by applicable law or the Agreement.

3. PRIVACY

Privacy Policy. ScamAlerts collects and processes personal information as described in its Privacy Policy, available at: www.ScamAlerts.com/privacy-policy. The Privacy Policy forms an integral part of these Terms.
Roles. ScamAlerts generally acts as an independent controller for personal data processed in connection with operating the Services. In certain business contexts where ScamAlerts processes personal data on your behalf, ScamAlerts may act as a processor. In those cases, the Data Processing Addendum (Appendix A) applies and forms part of the Agreement.

4. REGISTRATION

Account requirement. To use certain features, you may need to register for an account. ScamAlerts may review, suspend, or terminate accounts at its discretion to the extent permitted by law. ScamAlerts may allow registration through third-party sign-in services (for example, Google login), in which case additional third-party terms may apply.
Age requirement and one account. You may only create an account if you are at least 18 years old (or the relevant age under applicable law). Accounts are personal, non-transferable, and must not be shared. You may create only one account for your own use unless otherwise permitted.
Public usernames. Usernames may be visible to others on the platform, for example when you publish reviews, comments, reports, or other submissions.
Password security. You are responsible for selecting a strong password and protecting it, including when using third-party sign-in.
Confidentiality and presumed authorization. You must keep login credentials confidential. ScamAlerts may assume any activity under your account is authorized by you unless you notify ScamAlerts that your account may have been compromised.
Membership termination. You may request termination of membership through customer support or through available self-service account settings.
Registration obligations. By registering, you agree that:
You will provide accurate and complete registration information (such as name, email, phone number, and any other required data).
ScamAlerts may process your registration data to provide the Services, to support platform integrity, and to address security, abuse, and compliance needs.
You will log in to access certain features and maintain authentication where necessary.
You will not disclose, lend, transfer, or authorize third-party access to your account.
ScamAlerts may force-log out accounts showing unusual or simultaneous access patterns across devices for security reasons, and ScamAlerts is not responsible for losses caused by such security measures.
If you suspect compromise, you will promptly change your password and notify ScamAlerts. ScamAlerts may suspend access while investigating and may assist in restoring access once resolved.

5. ACCESS

Authentication. Access to the Services may require authentication. Credentials must not be shared with third parties, except service providers engaged by you to use the Services on your behalf.
Security duties. You must keep credentials secure. ScamAlerts may assume all actions using valid credentials are performed under your supervision and approval. You must notify ScamAlerts immediately if you suspect misuse or unauthorized access.

6. GENERAL RULES OF CONDUCT

Compliance. You must comply with these Terms and any applicable Guidelines. If you violate these Terms or Guidelines, ScamAlerts may take enforcement action.
No unlawful or harmful use. You must not use the Services in violation of applicable laws or in a manner that causes nuisance, interference, damage, or loss to ScamAlerts, other users, or third parties.
Prohibited conduct. You may not, including but not limited to:
violate laws or Guidelines;
submit unlawful, defamatory, hateful, deceptive, misleading, fraudulent, threatening, abusive, harassing, obscene, pornographic, or profane content;
use indecent language beyond what is reasonably necessary to describe an experience;
submit off-topic reviews or experiences;
submit information that is not truthful or not based on genuine experience;
infringe others’ rights, including intellectual property and privacy rights;
submit content on behalf of someone else or impersonate another person or entity;
include commercial promotions in reviews, including naming competitors in a way intended to market them;
access, interfere with, disrupt, or use non-public systems or data without authorization;
transfer, sell, auction, or distribute accounts, activation codes, discount codes, or paid items without authorization;
scan, probe, or test system vulnerabilities or bypass security mechanisms;
forge headers or identifying information or transmit misleading origin data;
exploit security issues or bypass protections to alter, delete, or collect others’ personal data.
Enforcement. If ScamAlerts becomes aware of suspected violations of these Terms, Guidelines, law, or any other agreement, ScamAlerts may take measures including refusing service, suspending or terminating access, freezing an account, removing content, and pursuing legal remedies. ScamAlerts is not liable for damage resulting from such measures to the extent permitted by law.
Accuracy warranty and indemnity. You warrant that information and claims you submit, including any domain reports or requests to list sites, are accurate. You agree to indemnify and hold ScamAlerts harmless from third-party claims and losses arising out of your breach.
Verification requests. ScamAlerts may request additional information to verify submissions. Failure to comply promptly may result in suspension and may cause ScamAlerts to edit, delist, refuse to publish, or remove submitted content.
Recovery of losses. ScamAlerts may seek recovery from you for losses caused by violations of these Terms, Guidelines, or law, and you agree to indemnify ScamAlerts from related third-party claims.

7. INTELLECTUAL PROPERTY RIGHTS

Ownership. All intellectual property rights in the Services and related materials made available by or licensed to ScamAlerts are owned by ScamAlerts or its licensors. ScamAlerts grants you a limited, non-exclusive, non-transferable, non-sublicensable right to use the Services and materials during the term of your access, solely for permitted purposes.
Feedback license. ScamAlerts may use feedback, suggestions, and ideas you provide without any obligation to compensate you or credit you. You retain ownership of your submissions, but you grant ScamAlerts a worldwide, perpetual, irrevocable, non-exclusive, transferable, and sublicensable right to use such submissions to operate, provide, improve, and market the Services.
Your rights and non-infringement. You represent you have the rights needed to grant the above license and that your submissions do not infringe third-party rights. You will indemnify ScamAlerts for claims resulting from infringing submissions where permitted by law.
Restrictions. You may not:
decompile or reverse engineer the Website or App except where mandatory law allows;
provide copies to third parties;
sublicense or make the Services available to third parties;
modify the Website or App except where mandatory law allows;
remove copyright notices;
use the Services unlawfully or in a way that could harm ScamAlerts or others.

8. USER RESPONSIBILITIES

You are solely responsible for lawful use of the Services and for your use of any information obtained through them.
Unless agreed otherwise, ScamAlerts has no obligation to build, maintain, support, or assist with integrations between the Services and third-party systems you use.
ScamAlerts makes no representation regarding the suitability, quality, or legality of data for your specific purposes. You are responsible for determining fitness and lawful use.

9. LIABILITY

Consumers / non-business users. To the maximum extent permitted by law, ScamAlerts’ liability for damages arising out of or related to the agreement (whether in contract, tort, or otherwise) is limited to USD 500 per event. Any limitation does not apply where prohibited by law, including liability for death or personal injury, or where damage results from willful misconduct or gross negligence.
Business Users. For Business Users, ScamAlerts’ liability for loss or damage arising from performance failures, unlawful acts, or otherwise is limited to the amount paid under the last invoice immediately preceding the event giving rise to liability (excluding taxes), and will not exceed USD 2,000 per year, unless mandatory law requires otherwise.
Notice of claims. Any claim for compensation is subject to you notifying ScamAlerts in writing within six (6) months after you discovered (or should have discovered) the loss or damage.
Non-excludable liability. Nothing in these Terms excludes liability where such exclusion is unlawful, including for death or personal injury, willful misconduct, or gross negligence.

10. CHANGES

10.1 Non-business users
ScamAlerts may amend these Terms and Guidelines at any time and will announce changes through the Services at least fourteen (14) days before they take effect.
If you do not accept changes, you may terminate by closing your account or stopping use before the effective date. Continued use after the effective date constitutes acceptance.
10.2 Business Users

ScamAlerts may amend these Terms and will notify you in writing at least seven (7) days before changes take effect. If you do not accept changes, you may terminate the Agreement effective on the change date. Continued use after the effective date constitutes acceptance.

11. OTHER

The Privacy Policy, Guidelines, and any attachments form an integral part of these Terms and together constitute the entire agreement between you and ScamAlerts regarding the Services.
Governing law and venue. These Terms and disputes arising from them are governed by the laws of the United States and shall be submitted to the competent courts in the jurisdiction where Core Code Studio is registered, unless consumer protection laws grant you additional rights.
Written communication. “In writing” includes email, provided identity and content integrity can reasonably be established.
Assignment. ScamAlerts may transfer this agreement and related rights and obligations to a third party that acquires the business operations connected to the Services without additional consent from you.

APPENDIX A: DATA PROCESSING ADDENDUM

Article 1. Applicability and Definitions

1.1 This Data Processing Addendum (“DPA”) applies only when ScamAlerts (“Processor”) processes personal data on behalf of a customer (“Controller”).
1.2 This DPA forms an integral part of the Agreement and defines Processor and Controller obligations regarding Processing of Personal Data in connection with the Services.
1.3 Key terms such as “Data Subject”, “Personal Data”, “Processing”, and “Personal Data Breach” shall have the meaning given under applicable data protection laws (including, where applicable, GDPR-aligned definitions for cross-border engagements).
1.4 Additional terms: a) “Data Protection Laws” means applicable privacy laws and regulations that govern Processing of Personal Data. b) “Sub-Processor” means a third party engaged by Processor to process Personal Data on behalf of Controller.

Article 2. Subject Matter

2.1 Processing details (categories of data subjects, personal data, purposes, and duration) are specified in the relevant datasheets or service descriptions attached to the Agreement.
2.2 Processor and Controller will comply with applicable Data Protection Laws.
2.3 Processor processes Personal Data only on documented instructions from Controller, unless required by law, in which case Processor will inform Controller unless prohibited.
2.4 Processor will promptly inform Controller if it believes Controller instructions violate Data Protection Laws (without providing legal advice).
2.5 Controller remains responsible for determining purposes and means of Processing and for approving security measures.

Article 3. Sub-Processors

3.1 Processor will not engage Sub-Processors without prior specific or general authorization as set out in the Agreement. Processor remains responsible for Sub-Processor performance.
3.2 Processor may use affiliates and approved Sub-Processors and will notify Controller of intended additions/replacements within a reasonable time. Controller may object, and Processor will attempt to provide alternatives without prejudice to termination rights.
3.3 Processor will impose substantially similar obligations on Sub-Processors.

Article 4. International Transfers

4.1 Transfers to other countries occur only on Controller instructions or where legally required, and will be made using lawful safeguards where applicable.
4.2 Where required, Processor and Sub-Processors will apply appropriate transfer mechanisms.

Article 5. Security and Confidentiality

5.1 Processor will implement appropriate technical and organizational measures to protect Personal Data.
5.2 Access is limited to personnel who need it for the Services and who are bound by confidentiality.
5.3 In case of a Personal Data Breach, Processor will notify Controller without undue delay, investigate, provide available information, and take reasonable steps to mitigate harm.

Article 6. Assistance

6.1 Processor will promptly notify Controller of data subject requests and will not respond unless authorized or legally required. Processor will assist Controller as reasonably required.
6.2 Processor will assist with compliance obligations to the extent applicable and reasonable.
6.3 If assistance requests are unreasonable or outside expected support, parties will discuss a reasonable fee.

Article 7. Audit

7.1 Controller may audit Processor compliance at reasonable intervals via qualified internal or external auditors, subject to confidentiality.
7.2 Audits occur during business hours with reasonable advance notice and minimal disruption. Processor will provide reasonable assistance.
7.3 Parties will review audit findings and agree remediation steps where applicable.

Article 8. Termination

8.1 Upon termination, Processor will delete or return Personal Data at Controller’s choice unless retention is legally required.
8.2 If Controller does not instruct deletion or return within thirty (30) days, Processor may delete the data securely. Until then, Processor continues compliance.

Article 9. Miscellaneous

9.1 This DPA follows the governing law of the Agreement and disputes shall be resolved in the courts specified in the Agreement.

9.2 Processor may update the DPA to comply with law, regulatory requirements, or recognized compliance mechanisms, with notice per the Agreement.

DATASHEET: WEBSITE SESSION FUNCTIONALITY SERVICE

This datasheet describes Processing related to basic website functionality:

Categories of Data Subjects: Website visitors
Categories of Personal Data: IP address
Processing Purpose: Provide website functionality and security monitoring
Processing Duration: IP addresses are processed for the duration of the visitor’s web session (or as reasonably required for security logs)
Sub-Processors: Hosting and infrastructure providers used by ScamAlerts (details available upon request or within the Agreement for business clients)

DISCLAIMER

The information provided on the Websites and Apps is for general informational purposes only. If we have made an error or you believe content should be improved, you may contact us through our support channels.

LIMITED WARRANTIES

To the maximum extent permitted by law and without prejudice to statutory rights, ScamAlerts does not warrant that:

information is complete, accurate, or up to date;
the Services meet your specific purpose;
the Services will remain available; or
the Services will be uninterrupted or error-free.

ScamAlerts may discontinue or alter any portion of the Services at any time, in its sole discretion, without notice or explanation. Except where expressly stated for paid services or required by law, you are not entitled to compensation upon discontinuation or alteration.

LIMITATION OF LIABILITY

To the maximum extent permitted by law, ScamAlerts and its affiliates shall not be liable for losses or damages arising from events beyond reasonable control or from the use of the Services, including loss of data or service interruption. For Business Users, ScamAlerts excludes liability for business losses including loss of profit, revenue, income, anticipated savings, goodwill, contracts, or commercial opportunities, and excludes special, indirect, or consequential losses.

Nothing limits liability where such limitation is unlawful, including for death or personal injury, willful misconduct, or gross negligence.

CONTENT GUIDELINES

These guidelines apply to users (“Publishers”) who publish blogs, posts, reports, reviews, comments, or other materials (“Content”) as well as companies and websites being discussed or reviewed (“Reviewed Websites”).

FOR PUBLISHERS

You own your Content. You control and may edit or remove your Content through your profile, where available. You are legally responsible for everything you post. If a Reviewed Website disputes your Content, it may contact you through our platform to discuss it.
Content must reflect real experience. Your Content must be based on genuine experience with the Reviewed Website. ScamAlerts may request proof, such as order confirmations, invoices, delivery notes, screenshots, account records, or relevant correspondence.
Content must be lawful. Content must not violate laws or infringe rights of others, including intellectual property and privacy rights.
Content must be relevant. Content must concern your experience and opinion about the Reviewed Website. Content must not include unrelated political, ethical, or commercial messaging, or links to unrelated or promotional sites.
No violence or discrimination. Emotional language may be permitted, including limited foul language, but Content that promotes violence or contains sexist, political, racial, or other discriminatory statements is not allowed.
No incentives or conflicts. Publishers must not accept gifts, payments, or reimbursements for posting Content. You must not post Content about Reviewed Websites you own, compete with, or where you or close family have a direct conflict of interest, including employer/employee relationships.

ScamAlerts does not pre-screen or continuously monitor Content before publication. A Reviewed Website or other users may report Content for violating these Guidelines. ScamAlerts will review reported Content.

If ScamAlerts determines Content likely violates the Guidelines, ScamAlerts may temporarily hide the Content and request that you either edit it or provide proof of experience within seven (7) days. If you edit the Content or provide sufficient proof, ScamAlerts may restore visibility. If you fail to edit or provide proof within the time period, ScamAlerts may permanently hide or remove the Content.