EN1. Acceptance of Terms
- These Terms of Use (“Terms”) govern your access to and use of Scam Alerts’ website, tools, and related services (the “Service”).
- “Scam Alerts,” “we,” “us,” and “our” refer to the operator of the Service. “You” and “your” refer to any non-business user of the Service.
- We may publish additional guidelines or policies (the “Guidelines”). If there is a conflict, the relevant Guideline prevails for that feature.
2. The Service
- Unless otherwise stated, the Service is provided free of charge and on an “as-is” and “as-available” basis. Features may change without notice.
- We strive for continuous availability but do not warrant uninterrupted access.
- We may suspend or terminate the Service at any time, with or without notice.
3. Mobile Apps (if applicable)
- Our apps may be distributed via third-party app stores. Those stores have their own terms that also apply.
- License: We grant you a limited, non-exclusive, non-transferable, revocable license to install and use our app on your personal device for non-commercial purposes.
- Restrictions: You may not reverse-engineer, copy, sublicense, modify, or use the app unlawfully.
- Updates: We may provide updates and may require installation to continue use. Compatibility is not guaranteed for all OS/device versions.
4. Privacy
Your use of the Service is subject to our Privacy Policy, which explains how we collect and process personal data.
5. Registration & Accounts
- Some features may require an account. You must be 18+ to register. One account per person.
- Usernames may be displayed publicly (e.g., in reports, comments, reviews).
- You are responsible for safeguarding your credentials. We may assume actions through your account are yours unless you notify us of compromise.
6. Acceptable Use
You agree not to:
- Violate laws, regulations, these Terms, or applicable Guidelines;
- Submit content that is unlawful, defamatory, deceptive, threatening, harassing, obscene, or otherwise objectionable;
- Post off-topic, fabricated, or non-genuine experiences;
- Infringe third-party rights (including IP and privacy rights);
- Impersonate others or submit content on behalf of someone else;
- Post commercial promotions or competitor ads within reviews;
- Attempt to interfere with, overload, or disrupt the Service.
We may request verification of information you submit. Failure to cooperate may result in removal, delisting, or suspension.
7. User Content & Licenses
- You retain ownership of content you submit.
- You grant Scam Alerts a worldwide, perpetual, irrevocable, non-exclusive, transferable, sublicensable, royalty-free license to host, store, display, adapt, analyze, and publish such content for operating and improving the Service (including anti-fraud research and public interest reporting).
- You warrant you have all rights necessary to grant the above license and will indemnify us for third-party claims arising from your content.
- We may use feedback or suggestions without obligation to you.
8. Intellectual Property
All IP in the Service (including trust scores, signals, risk models, text, designs, and software) is owned by Scam Alerts or its licensors. You receive only the limited rights expressly granted.
9. Changes to the Terms
We may amend these Terms and/or Guidelines at any time. We will announce changes at least 14 days before they take effect. If you do not agree, you must stop using the Service and, if applicable, delete your account before the effective date. Continued use constitutes acceptance.
10. Disclaimers
- Informational Use Only. Trust scores, signals, and reports are opinions based on automated analysis and available data at the time. They are not legal, financial, or professional advice and are not guarantees of legitimacy or fraud.
- We do not control third-party websites, merchants, wallets, phone numbers, or outcomes of disputes.
11. Limitation of Liability
To the maximum extent permitted by law, Scam Alerts shall not be liable for: (i) indirect, incidental, special, consequential, or punitive damages; (ii) loss of profits, data, goodwill, or business; or (iii) damages exceeding USD 75 per event. Nothing limits liability for death/personal injury caused by negligence, fraud, or where liability cannot be lawfully excluded.
12. Termination
We may suspend or terminate access immediately for any breach or risk to the Service or its users. You may stop using the Service at any time. Sections that by nature should survive, will survive termination (e.g., IP, disclaimers, limitations, governing law).
Section 2 — Terms & Conditions for Business Services
These Terms & Conditions apply to business customers (e.g., use of APIs, data feeds, domain analysis tools, alerts, or other paid/contracted services).
1. Applicability
1.1
These terms (“Business Terms”) apply to any data, products, tools, APIs, feeds, software, dashboards, reports, or services (“Business Services”) provided by Scam Alerts to you (“Customer”).
1.2
Any deviating terms are valid only if agreed in writing by Scam Alerts. Customer’s general terms are expressly rejected.
2. Formation & Performance
2.1
An agreement (“Agreement”) is formed when Customer accepts Scam Alerts’ proposal/SOW/order form, or when Customer’s conduct indicates acceptance (e.g., access/use).
2.2
Scam Alerts will use commercially reasonable efforts to perform the Business Services with due care and within agreed timelines (which are indicative unless expressly stated as binding). We may engage subcontractors.
3. Access & Credentials
3.1
Access may require authentication (e.g., API keys). Credentials must remain confidential and may only be shared with authorized personnel or approved processors acting on Customer’s behalf.
3 .2
Customer is responsible for all usage under its credentials and must notify us of suspected misuse without delay.
4. Customer Responsibilities
4.1
Customer is solely responsible for lawful use of Business Services and any decisions made from outputs (e.g., risk scores, alerts, flags).
4.2
Unless otherwise agreed, Scam Alerts has no obligation to build or maintain integrations with Customer systems
4.3
Scam Alerts does not warrant suitability of outputs for any specific use case (including KYC/KYB/AML compliance). Customer must independently validate fitness for purpose.
5. Acceptable Use (B2B)
Customer shall not:
- Use the Business Services to violate laws or third-party rights;
- Submit unlawful, misleading, or harmful data;
- Attempt to copy, scrape, decompile, or create derivative works from the Service or data except as expressly permitted;
- Resell, sublicense, or re-expose raw outputs except as permitted by Agreement;
- Exceed agreed volumes (rate limits/pay-per-use thresholds).
We may take reasonable measures to stop unlawful or abusive use, including suspension.
6. Availability & Maintenance
6.1
We will use reasonable efforts to keep Business Services available.
6.2
We may perform maintenance or make changes that could affect features or availability; where practicable, we will provide prior notice for planned maintenance.
7. Fees & Payment
7.1
Fees are set out in the Agreement. Prices are exclusive of taxes.
7.2
Unless otherwise agreed, fixed fees are invoiced in advance; usage-based fees monthly in arrears. Payment due 30 days from invoice date.
7.3
We may revise fees annually in line with inflation and market changes (notice provided).
8. Data Rights; Outputs; IP
8.1
Scam Alerts retains all IP rights in the Business Services, models, methodologies, trust signals, and derived data.
8.2
Subject to payment and compliance, Customer receives a limited, non-exclusive, non-transferable license to use outputs internally for the agreed purpose. Any broader use (e.g., commercial redistribution) requires written consent.
8.3
Customer data remains Customer’s property. Customer grants Scam Alerts a license to use Customer data solely to deliver, maintain, and improve the Business Services (including aggregated, de-identified analytics).
9. Confidentiality
Each party shall keep the other party’s Confidential Information secret and use it only for Agreement performance, applying at least reasonable safeguards. This survives termination.
10. Warranties & Disclaimers
Business Services, scores, and alerts are provided “as-is” without warranties of merchantability, fitness for a particular purpose, or non-infringement. Outputs are probabilistic indicators and not definitive determinations.
11. Liability
Scam Alerts’ aggregate liability arising out of or related to the Agreement is limited to thefees paid by Customer in the 12 months preceding the event giving rise to liability, and in any case shall not exceed USD 2,000 per year. The limitations do not apply to liability that cannot be limited under applicable law.
12. Term & Termination
12.1
Unless otherwise stated, Agreements continue indefinitely and may be terminated by either party with 60 days’ written notice.
12.2
For fixed-term agreements, the term auto-renews for successive periods equal to the initial term unless either party gives 60 days’ notice before renewal. Early termination by Customer during a fixed term is not permitted unless otherwise agreed.
12.3
Either party may terminate for material breach not cured within 30 daysof written notice.
12.4
Termination does not affect accrued payment obligations.
13. Amendments
We may amend these Business Terms on 7 days’ written notice. If you do not accept the changes, you may terminate the Agreement effective on the change date. Continued use after the effective date constitutes acceptance.
14. Assignment
We may assign the Agreement (e.g., in a merger, acquisition, or sale of business). Customer may not assign without our prior written consent (not unreasonably withheld).
Appendix A — Data Processing Addendum (DPA)
Applicability. This DPA applies when Scam Alerts processes Personal Data on behalf of Customer in delivering Business Services.
Definitions. Terms such as “Personal Data,” “Processing,” “Controller,” “Processor,” and “Personal Data Breach” have the meanings set out in the GDPR.
Roles. Customer is the Controller; Scam Alerts is the Processor.
Processor Obligations.
- Process Personal Data only on documented instructions from Customer (including configuration/integration instructions).
- Implement appropriate technical and organizational measures to protect Personal Data (security, access controls, encryption in transit, least-privilege).
- Ensure personnel confidentiality.
- Notify Customer without undue delay of a Personal Data Breach and assist with investigation and mitigation.
- Assist Customer with data subject requests and DPIAs where reasonably possible.
- Delete or return Personal Data at termination, unless storage is legally required.
- Maintain records of processing where required by law.
Sub-Processors.
- Processor may engage Sub-Processors under written agreements imposing data-protection obligations no less protective than this DPA.
- Processor will notify Customer of intended additions or replacements and allow reasonable objection. If Customer objects on reasonable grounds, the parties will seek a commercially reasonable path forward.
International Transfers.
- Where Personal Data is transferred internationally, Processor will use valid transfer mechanisms (e.g., EU Standard Contractual Clauses) to ensure adequate protection.
Audit.
- On reasonable prior notice and at reasonable intervals, Customer may audit Processor’s compliance (via documentation, independent reports, or on-site review subject to confidentiality and minimal disruption).
Datasheet (example — adjust per service):
- Data Subjects: Customer’s end users and staff (as applicable)
- Categoriesof Data: identifiers (e.g., IP, email domain fragments), technical metadata, fraud-signal inputs; typically, not special categories
- Purpose:fraud risk scoring, verification, alerts, abuse prevention, analytics
- Duration: for the term of the Agreement; transient logs per security policy
- Hosting:reputable data centers with industry-standard certifications
Governing Law. This DPA follows the governing law and venue specified in the Business Terms.
Contact Details
Address : 240 E Belle Isle Rd NE# 117, Atlanta, GA 30342, USA
Email : contact@scamalerts.com
